Maximizing Your VA Benefits: High-Value Secondary Claims Every Veteran Should Consider

Navigating the complexities of VA benefits can be overwhelming for veterans and their caregivers. The challenges of managing health issues while understanding and maneuvering through the VA system can feel daunting. This guide aims to empower you by providing actionable advice and tools to help you file successful claims, track your health effectively, and comprehend VA procedures. By focusing on high-value secondary VA claims, you can optimize your benefits and secure the support you deserve.

Understanding High-Value Secondary VA Claims

A secondary claim is a request for compensation for a disability that arises from an already service-connected condition. High-value claims are those that typically result in a 30 percent or higher disability rating. Focusing your efforts on these claims can significantly enhance your benefits, ensuring you receive meaningful support rather than minimal or no compensation. High-value secondary VA claims are considered “high value” because they provide substantial benefits compared to lower-rated claims, which might only offer minimal support or none at all. By targeting high-value claims, you maximize the return on your effort and time invested in the VA claims process.

What Constitutes a High-Value Secondary VA Claim?

High-value secondary VA claims are those that have a strong likelihood of being approved with a rating of 30 percent or more. These claims are deemed high value due to the substantial benefits they offer, which are significantly more impactful than lower-rated claims. Examples of high-value secondary claims include conditions like hypertension, insomnia, degenerative disc disease (DDD), and carpal tunnel syndrome (CTS). Each of these conditions, when properly documented and connected to a service-related primary condition, can secure higher disability ratings. Additionally, other notable conditions that typically secure a 30 percent VA rating include asthma, cubital tunnel syndrome, gastroesophageal reflux disease (GERD), bilateral pes planus (flat feet), and irritable bowel syndrome (IBS). Understanding and leveraging these high-value claims can make a significant difference in the level of support you receive.

Key High-Value Secondary VA Claims to Consider

Focusing on high-value secondary claims can optimize the benefits you receive from the VA. Here are some key conditions to consider:

Hypertension (High Blood Pressure): Hypertension is a prevalent condition among veterans, particularly those exposed to combat environments and injuries. Combat exposure has been linked to an increased risk of developing hypertension due to factors such as inflammatory responses, psychological stress, and changes in health behaviors (Howard et al., 2020). Research indicates that veterans who have experienced combat injuries have higher odds of developing hypertension compared to those who deployed without experiencing combat.

Insomnia: Chronic insomnia is highly prevalent among veterans, often stemming from the stresses and traumas experienced during service. Insomnia can significantly impact daily functioning and quality of life, making it a strong candidate for secondary claims. The VA recognizes insomnia as a condition that can be linked to service-related stressors, including PTSD and other mental health conditions (Hughes et al., 2017).

Degenerative Disc Disease (DDD): DDD is a significant orthopedic condition that often arises as a secondary claim. It results from the deterioration of the spinal discs, leading to pain, herniated discs, bone spurs, and pinched nerves. Veterans exposed to combat or heavy physical labor are at a higher risk of developing DDD, making it a valuable condition for secondary claims (Roberts & Wolfe, 2012).

Carpal Tunnel Syndrome (CTS): CTS is common among veterans, especially those engaged in repetitive hand movements or heavy physical labor during service. While typically rated at 10 percent, properly documenting and presenting CTS can lead to higher ratings, particularly when the condition significantly impairs daily functioning (Billig et al., 2021).

Additionally, other conditions such as asthma, cubital tunnel syndrome, GERD, bilateral pes planus, and IBS also offer unique avenues for securing higher disability ratings when properly documented and connected to service-related factors.

Hypertension: A Common and High-Value Claim

Hypertension, or high blood pressure, is a prevalent condition among veterans. Whether you already have hypertension or are at risk of developing it, filing a VA claim for this condition can be highly beneficial. Combat exposure increases the risk of hypertension due to factors like inflammatory responses, psychological stress, and changes in health behaviors (Howard et al., 2020). Studies have shown that veterans who experienced combat injuries have higher odds of developing hypertension compared to those who deployed without experiencing combat.

Understanding Hypertension: Hypertension involves elevated systolic and diastolic blood pressure readings. The VA rates hypertension based primarily on diastolic pressure, especially for higher disability ratings. Here’s how the VA categorizes hypertension ratings:

  • 10 Percent Rating: Diastolic pressure of 100-109 or systolic pressure of 160-199.
  • 20 Percent Rating: Diastolic pressure of 110-119 or systolic pressure of 200 or higher.
  • 40 Percent Rating: Diastolic pressure of 120-129.
  • 60 Percent Rating: Diastolic pressure of 130 or higher.

Filing a Successful Claim: To secure a hypertension claim, you must provide a current diagnosis and establish a nexus connecting your hypertension to a service-connected condition. This involves presenting medical records from VA or private doctors and documenting current symptoms that affect your daily life. Tools like symptom journals, mobile apps (e.g., AdvoMedix), and wearable devices can aid in consistently tracking and documenting your condition, strengthening your claim. Additionally, highlighting any combat-related injuries or stressors that may have contributed to the development of hypertension can further support your claim.

A study by Howard et al. (2020) underscores the significant association between combat exposure and the increased risk of hypertension. Their research, involving over 38,000 participants, found that those with combat injuries had a higher prevalence of hypertension, emphasizing the importance of considering combat-related factors when filing secondary claims for hypertension.

Insomnia: Navigating Sleep Challenges

Insomnia is another common issue that many veterans face, often stemming from the stresses and traumas experienced during service. VA claims for insomnia can be categorized into acute and chronic insomnia, with chronic insomnia being more prevalent and eligible for higher disability ratings (Hughes et al., 2017).

Understanding Insomnia: Chronic insomnia lasts for weeks, months, or even years, significantly impacting your occupational and social life. The VA rates insomnia based on the level of occupational and social impairment it causes:

  • 0 Percent: No formal diagnosis or interference with work life.
  • 10 Percent: Mild or transient symptoms causing minimal impairment.
  • 30 Percent: Occasional decreased work efficiency and occupational impairment.
  • 50 Percent: Reduced reliability and productivity at work.
  • 70 Percent: Deficiencies in most areas of social and occupational functioning.
  • 100 Percent: Total social and occupational impairment.

Research indicates that chronic insomnia is not only a consequence of service-related stressors but also a predictor of future stress and mental health issues. An integrated theoretical model suggests that insomnia can create a cyclical problem where poor sleep reduces coping abilities, making individuals more susceptible to subsequent stressors (Hughes et al., 2017).

Filing a Successful Claim: To file for insomnia, you need a formal diagnosis, documented symptoms, and a nexus linking insomnia to a service-connected condition. Chronic insomnia claims typically result in a 30 percent rating, but higher ratings may be achievable if insomnia is coupled with more severe mental health conditions like major depressive disorder, generalized anxiety disorder, or PTSD. Providing comprehensive medical records, sleep studies, and personal accounts of how insomnia affects your daily life can significantly strengthen your claim.

Hughes et al. (2017) highlight the chronic nature of insomnia among veterans, emphasizing that addressing sleep problems early can enhance adaptive capacity and reduce the risk of subsequent negative outcomes. This underscores the importance of thorough documentation and proactive management of insomnia symptoms when filing a VA claim.

Degenerative Disc Disease: A Progressive Condition

Degenerative Disc Disease (DDD) is a significant orthopedic condition that often arises as a secondary claim. It results from the deterioration of the spinal discs, leading to pain, herniated discs, bone spurs, and pinched nerves. Veterans exposed to combat or heavy physical labor are at a higher risk of developing DDD, making it a valuable condition for secondary claims (Roberts & Wolfe, 2012).

Understanding Degenerative Disc Disease: DDD can occur in any part of the spine—cervical, thoracic, or lumbar. Symptoms include chronic pain, limited range of motion, and functional loss. The VA rates DDD based on the frequency, severity, and duration of these symptoms:

  • 10 Percent Rating: Mild symptoms with limited impact on daily activities.
  • 20 Percent Rating: Moderate symptoms affecting more aspects of daily life.
  • 30 Percent Rating: Significant impairment and frequent pain.
  • 40 Percent Rating: Severe symptoms with substantial impact on mobility.
  • 50 Percent Rating: Extensive functional loss and persistent pain.
  • 100 Percent Rating: Total functional impairment.

Filing a Successful Claim: To secure a DDD claim, you must provide a current diagnosis, establish a nexus to a service-connected condition, and document persistent symptoms. A thorough medical examination, including range of motion tests using precise measurement tools, is crucial. Highlighting how DDD affects your daily activities and quality of life can bolster your claim. Additionally, presenting any service-related injuries or physical demands that may have contributed to the development of DDD can further support your case.

Roberts & Wolfe (2012) present a case study demonstrating the positive outcomes of chiropractic management in a veteran with DDD and diffuse idiopathic skeletal hyperostosis (DISH). Their findings suggest that comprehensive treatment approaches can significantly improve functionality and quality of life, providing valuable evidence for secondary claims related to DDD.

Carpal Tunnel Syndrome: Beyond Hand Pain

Carpal Tunnel Syndrome (CTS) is a common condition among veterans, particularly those engaged in repetitive hand movements or heavy physical labor. While typically rated at 10 percent, understanding how to present your symptoms effectively can lead to higher ratings (Billig et al., 2021).

Understanding Carpal Tunnel Syndrome: CTS involves the compression of the median nerve, leading to pain, numbness, and tingling in the hands and fingers. Symptoms can significantly impair your ability to perform tasks that require manual dexterity, such as typing or using tools. Chronic CTS can lead to muscle atrophy and permanent nerve damage if left untreated.

Filing a Successful Claim: To file a CTS claim, you need a current diagnosis, documented symptoms, and a nexus linking CTS to a service-connected condition. Emphasize the functional limitations and daily challenges caused by CTS, even if pain is not the primary symptom. Highlighting how numbness and tingling disrupt your work and personal life can strengthen your claim. Providing detailed medical records, including nerve conduction studies and physician statements, can also enhance the credibility of your claim.

A study by Billig et al. (2021) compares surgical timing for CTS between the Veterans Administration and the private sector, revealing that VA patients experience shorter wait times from referral to surgery. This efficiency can be a significant advantage when managing CTS-related claims, ensuring timely medical intervention and better health outcomes.

Additional High-Value Claims to Consider

Beyond the primary high-value claims, there are several other conditions that can secure a 30 percent VA rating, each with specific criteria and documentation requirements:

Asthma: Rated under diagnostic code 6602, requiring evidence of daily inhalation or oral bronchodilator therapy or inhalational anti-inflammatory medication. Veterans exposed to environmental hazards during service are at a higher risk of developing asthma.

Cubital Tunnel Syndrome: Rated under diagnostic code 8616, focusing on moderate incomplete paralysis of the ulnar nerve. Symptoms include numbness, tingling, and weakness in the hand, which can significantly impair daily functioning.

Gastroesophageal Reflux Disease (GERD): Rated analogously to hiatal hernia under diagnostic code 7346, requiring persistent or recurrent symptoms with considerable health impairment. Service-related stressors and dietary factors can contribute to the development of GERD.

Bilateral Pes Planus (Flat Feet): Rated under diagnostic code 5276, requiring pronounced flat feet that are not helped by shoe supports. Flat feet can lead to chronic pain and mobility issues, impacting daily activities.

Irritable Bowel Syndrome (IBS): Rated under diagnostic code 7319, focusing on severe symptoms like alternating diarrhea and constipation. IBS can significantly affect quality of life and daily functioning.

Why Monitoring Your Health is Crucial

Consistent monitoring of your health conditions is essential for strengthening VA claims and managing your overall well-being. Utilizing tools such as symptom journals, mobile apps like AdvoMedix, and wearable devices can help you keep detailed records of your symptoms, treatments, and their impact on your daily life. This documentation is invaluable when filing claims, as it provides concrete evidence of your condition’s severity and its connection to service-related factors. Additionally, regular monitoring can aid in early detection of worsening conditions, allowing for timely medical interventions and adjustments to your treatment plan.

For instance, the use of symptom journals can help track fluctuations in blood pressure for hypertension claims, while sleep tracking apps can provide detailed logs for insomnia claims. Wearable devices can monitor physical activity and mobility issues related to DDD or CTS, offering objective data to support your claims.

Navigating the VA Claims Process

Understanding the VA claims process is vital for successfully securing benefits. Here are some steps and tips to help you navigate the process effectively:

Gather Medical Evidence: Ensure you have comprehensive medical records, including service treatment records and private doctor diagnoses. Detailed medical documentation is the cornerstone of a successful claim.

Establish a Nexus: Clearly link your current condition to a service-connected primary condition or an event during your service. This connection is crucial for a secondary claim to be approved.

Document Symptoms: Keep detailed records of your symptoms, their frequency, and how they impact your daily life. Consistent documentation can demonstrate the severity and persistence of your condition.

Seek Professional Assistance: Consider engaging with Veterans Service Organizations (VSOs) or VA disability attorneys to help you prepare and submit your claims. These professionals can provide valuable guidance and ensure that your claim is thoroughly documented.

Appeal if Necessary: If your claim is denied or rated lower than expected, understand the appeals process and seek professional help to challenge the decision. Persistence and thorough preparation are key to overcoming initial setbacks.

A study by Billig et al. (2021) highlights the importance of timely medical interventions in the VA system, which can also influence the success of your claims. Efficient processing and prompt medical care can provide the necessary evidence and support for your claims, reducing the likelihood of delays and denials.

Tips for Optimizing Your VA Claims Success

Maximizing your VA benefits requires strategic planning and thorough documentation. Here are some tailored tips to help you optimize your claims:

Build Strong Medical Evidence: Collect and organize all relevant medical records, including diagnoses, treatment plans, and doctor’s notes. Comprehensive medical evidence strengthens your claim and increases the likelihood of approval.

Use Nexus Letters: Obtain letters from medical professionals that explicitly connect your condition to a service-related factor. A well-drafted nexus letter can provide compelling evidence for your claim.

Leverage Digital Tools: Utilize apps and wearable devices to track your health data consistently. Digital documentation can provide real-time evidence of your condition’s impact on your daily life.

Engage Professional Representation: Work with VSOs or VA disability attorneys who can provide expert guidance and advocate on your behalf. Professional representation can navigate the complexities of the VA system more effectively.

Stay Persistent: The claims process can be lengthy and challenging, but persistence and thorough preparation are key to success. Continue to follow up on your claims and provide any additional information as needed.

Overcoming Challenges in the Claims Process

Filing VA claims can come with several obstacles, including emotional stress, procedural delays, and potential denials. Here are strategies to overcome these challenges:

Emotional Support: Seek support from family, friends, or mental health professionals to manage the emotional toll of the claims process. Maintaining your mental well-being is crucial during this time.

Stay Informed: Educate yourself about the VA system and the specific requirements for your claims to reduce uncertainty and frustration. Knowledge is power, and understanding the process can alleviate some of the stress associated with it.

Utilize Resources: Access resources such as VA forms, advocacy organizations like DAV or VFW, and legal assistance to navigate the process effectively. These resources can provide guidance and support when you need it most.

Remain Organized: Keep detailed records of all correspondence, submissions, and responses related to your claims to stay on top of deadlines and requirements. An organized approach can prevent missed opportunities and ensure that your claim progresses smoothly.

Educational and Advocacy Resources

Accessing the right resources can make a significant difference in the success of your VA claims. Here are some valuable resources tailored to high-value secondary claims:

VA Forms and Tools: Utilize the VA’s official forms and online tools to streamline your claims submission process. The VA website offers a comprehensive list of forms and detailed instructions for each type of claim.

Advocacy Organizations: Organizations like the Disabled American Veterans (DAV) and the Veterans of Foreign Wars (VFW) offer support and guidance for filing claims. These organizations have experienced representatives who can assist you in navigating the claims process.

Medical and Legal Assistance: Seek assistance from medical professionals for documentation and legal experts for navigating the claims process. Medical professionals can provide the necessary documentation to support your claim, while legal experts can offer strategic advice and representation.

Online Communities: Engage with online forums and support groups to share experiences and gain insights from other veterans who have successfully filed claims. These communities can provide valuable tips, emotional support, and practical advice based on real-life experiences.

Conclusion

Securing high-value secondary VA claims can significantly enhance the support and benefits you receive as a veteran. By understanding the intricacies of conditions like hypertension, insomnia, degenerative disc disease, and carpal tunnel syndrome, and by meticulously documenting and connecting these conditions to your service, you can maximize your VA benefits. Remember, you are not alone in this journey—numerous resources and supportive communities are available to help you navigate the process and achieve the compensation you deserve.

Call-to-Action

Take the next step in maximizing your VA benefits today. Download a symptom tracking tool, begin gathering your medical records, or reach out to a Veterans Service Organization for assistance with your claims. Share your experiences or ask questions in the comments below to connect with other veterans navigating the same journey. Explore our linked resources or stay tuned for upcoming posts that provide further guidance and support on your path to securing the benefits you’ve earned.

References

  1. Howard, J. T., Stewart, I. J., Kolaja, C. A., Sosnov, J. A., Rull, R. P., Torres, I., Janak, J. C., Walker, L. E., Trone, D. W., & Armenta, R. F. (2020). Hypertension in military veterans is associated with combat exposure and combat injury. Journal of Hypertension, 38(7), 1293-1301. https://doi.org/10.1097/HJH.0000000000002364
  2. Hughes, J. M., Ulmer, C. S., Gierisch, J. M., Hastings, S. N., & Howard, M. O. (2017). Insomnia in United States military veterans: An integrated theoretical model. Clinical Psychology Review, 55, 1-12. https://doi.org/10.1016/j.cpr.2017.11.005
  3. Roberts, J. A., & Wolfe, T. M. (2012). Chiropractic management of a veteran with lower back pain associated with diffuse idiopathic skeletal hypertrophy and degenerative disk disease. Journal of Chiropractic Medicine, 11(4), 230-235. https://doi.org/10.1016/j.jcm.2012.10.007
  4. Billig, J. I., Lu, Y.-T., Hayward, R. A., & Sears, E. D. (2021). Surgical Timing for Carpal Tunnel Syndrome: A Comparison of Health Care Delivery in the Veterans Administration and Private Sector. The Journal of Hand Surgery, 46(7), 544-551. https://doi.org/10.1016/j.jhsa.2021.02.022